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Personal insolvency service

Atherton Bailey’s team of UK insolvency practitioners has many years’ experience helping a wide variety of people rebuild their financial future. No two individuals’ financial problems are identical. Our insolvency service is impartial and independent, allowing us to design and implement a way of dealing with your debt that is right for you. Above all, we take a practical and achievable approach to finding a solution.

Insolvency consulting

Taking action early on is key to a better future, that’s why we offer a free initial, no-obligation consultation. A partner or senior manager will spend time getting to know your circumstances before offering practical help and advice.

Key to our recommendations will be working with you to understand what you can realistically afford and over what time. We will then prepare a scheme on your behalf and negotiate with your creditors a proposal that is achievable and fair to both you and them. You will no longer be harassed by your creditors or fear the debt collector’s knock at the door.

Read on for a definition and explanation of the tools we can use to help you under the Insolvency Act 1986 and Enterprise Act 2002